About Home and Contents Insurance
Home insurance can protect you from financial risk if your home is damaged or destroyed and can also cover your home’s contents if they are damaged, lost or stolen. You can take out cover for specific listed events only or for wider accidental damage cover, depending on your needs.
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Who should consider it?
If your home and its contents were damaged or destroyed in a natural disaster or accident, or all your valuables were stolen, could you afford to replace them?
If not, Steadfast Direct home insurance can help. Home & contents insurance can even protect you against legal liability if someone is injured or killed on your property.
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➤ in fact
“Residential property worth up to $63 billion is at risk (from climate change) – and we believe this is likely to be an underestimate.”
The Climate Institute, 2016
Case Study
During the 2017 Northern New South Wales floods, Michael’s family home and all its contents were severely damaged by floodwaters. Fortunately, Michael had taken out home insurance.
His Steadfast Direct Home Insurance policy included automatic cover for flood, so it covered the costs of repairing the damage that floodwaters had done to the walls and floors of his home.
It also covered the cost of replacing his furniture and white goods. And, because he and his two children had to move out while his home was being repaired, his policy took care of the costs of living in rental accommodation during this time.
Did you know?
9%
1/30
$ONE b
Approximately 9% of homeowners don’t have buildings or contents insurance.
(Dr Richard Tooth, ‘Australian Household Insurance-Understanding and Affordability’ – February 2012)
The estimated property loss from 140,000 claims across five catastrophic events in 2015.
(Insurance Council of Australia, 2016)
Approximately 1 in 30 homes are burgled in Australia each year.
(Australian Institute of Criminology, 2013)
What can it cover?
Steadfast Direct home insurance can provide you with extensive protection if your home suffers loss or damage – with a number of additional benefits included automatically. You have a choice of options, with different levels of cover and inclusions available. The exact cover you can receive depends on the policy that you take out. But to give you an idea, here are some of the benefits a Steadfast Direct home insurance policy may include. For more detail please download the last brochure.
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Important note
This information is provided to assist you in understanding some terms, implications and common considerations of Home and Contents Insurance, it is not complete, so please request full details from your Steadfast insurance broker. You should consider the Product Disclosure Statement (PDS) in deciding whether to buy (or continue to hold) this insurance and also whether this insurance is appropriate for you. The PDS can be obtained from Sky Financial Group. Deductibles, exclusions and limits apply. Home and Contents Insurance is issued by various insurers.
Sky Financial Group is an Authorised Representative of Fay Baker 79619240801 - 336757